01
Scattered commitments
Terms, invoices, payments and exceptions live across ERPs, banks, CRMs and spreadsheets. No single place holds what was actually agreed.
Commercial credit already moves business. It just has no structure.
Buy, sell, commit, invoice, pay, collect: every act between companies is a service commitment. myservy gives that commitment a digital form, so it can be executed, measured and, when a partner decides, financed or insured.
The relationship is where the value is. It is also where the data disappears.
02
Firms scored in isolation
Credit models look at each company on its own, as if the relationship between buyer and seller did not exist.
03
History that does not travel
How a counterparty behaved last time is rarely captured, so every new decision starts from memory instead of evidence.
From a trail of documents to one living record.
Each commercial commitment becomes a Service Token: parties, terms, state, rules and evidence in a single object that moves with the operation.
Represent
01The commitment, captured
A sale on terms, a payment obligation or a collection path becomes one structured record instead of scattered files.
Execute
02The next step, governed
When reality moves (payment due, received, delayed or renegotiated), the next allowed step runs against the record and its rules.
Measure
03The relationship, scored
Reliability is measured between these counterparties, under these terms, inside this network, not only company by company.
Index the service, and the relationship becomes measurable.
A myservy product
Fluye is how this solution reaches businesses: sales on terms between companies, organized from agreement to last payment.
One product, active in Latin AmericaQatar
Visit usefluye.comEach party keeps its role. The record connects them.
Companies operate.
They sell on terms, deliver and collect, as they already do, and keep every commercial decision.
Fluye structures.
Each commitment gets clear terms, a payment plan, follow-up and a history that informs the next sale.
Partners finance and insure.
Banks and insurers evaluate eligible operations with real evidence, and decide what to finance or cover.
Capital and coverage stay with banking and insurance partners. The commitment and its history live on myservy.
Running today, one layer at a time.
Recurring collection · Telecom
TecnoNet ties every customer's payment obligation to the service itself. Collection cycles, ERP reconciliation and automatic shutdown or reactivation run in one flow on myservy.
Policy sales and collection · Insurance
Seguros Los Andes moved the full policy cycle onto myservy, from sale to collection, with an online catalog that expanded its commercial reach.
Structuring credit in your network?
Whether you are a company selling on terms, a bank or an institution, tell us where the commitment breaks today and we will show you where myservy fits.